There’s no one-size-fits-all mix of stocks and bonds. Your time horizon and risk tolerance matter a lot. Asset allocation is how you divide your portfolio among categories like stocks, bonds, and cash. Generally, stocks offer higher long-term returns but come with more ups and downs. Bonds tend to be steadier but usually yield lower returns over time.A popular guideline is a '60/40' portfolio. That's 60% in stocks…
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