How the Ultra-Wealthy Use Debt as a Wealth-Building Tool, Not a Burden

Beginner Investing • 6 min

For most households, "debt" means a warning sign — high-interest credit card balances, car loans on depreciating vehicles. But for many wealthy individuals, carefully structured debt against appreciating, productive assets is a deliberate wealth-building tool, not a sign of financial trouble.The core idea: if you can borrow at a relatively low interest rate and deploy that capital into an asset expected to…

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