This document states which QuantAim unit covers each required topic, which lessons sit inside that unit, and what evidence exists that an individual student met it.
Hawaii's financial literacy graduation requirement takes effect in the 2026-27 school year, first applying to that year's incoming ninth graders, the class of 2030. Completion is documented in the student's Personal Transition Plan, and schools may meet it with a standalone course or by integrating it into existing classes.
| Required topic | QuantAim unit | Lessons | Evidence of student mastery |
|---|---|---|---|
| Earning income | Unit 1 — Earning Income 5 lessons |
|
Per-lesson quiz, auto-marked. Written free-response, graded and teacher-reviewable. Concept-level mastery recorded per student. |
| Spending | Unit 2 — Budgeting and Spending 5 lessons |
|
Per-lesson quiz, auto-marked. Written free-response, graded and teacher-reviewable. Concept-level mastery recorded per student. |
| Saving | Unit 3 — Saving and Emergency Funds 5 lessons |
|
Per-lesson quiz, auto-marked. Written free-response, graded and teacher-reviewable. Concept-level mastery recorded per student. |
| Investing | Unit 5 — Investing and Retirement 5 lessons |
|
Per-lesson quiz, auto-marked. Written free-response, graded and teacher-reviewable. Concept-level mastery recorded per student. Portfolio Simulator trades with a written justification for each decision. |
| Managing credit | Unit 4 — Credit and Debt 5 lessons |
|
Per-lesson quiz, auto-marked. Written free-response, graded and teacher-reviewable. Concept-level mastery recorded per student. |
| Managing risk | Unit 6 — Insurance, Risk, and Taxes 5 lessons |
|
Per-lesson quiz, auto-marked. Written free-response, graded and teacher-reviewable. Concept-level mastery recorded per student. |
Coverage is not evidence. A curriculum review asks whether a given student met a given topic, which a course grade does not answer. QuantAim records the following against each student individually, and all of it exports.
Quizzes. Every lesson carries an auto-marked quiz. Answers are stored per question, so performance is readable per topic rather than only per lesson.
Written work. Free-response answers are graded against the prompt and the score is reviewable. A teacher can override any grade, and the override is what stands.
Concept mastery. Tracked per concept rather than per lesson, which is the granularity a per-topic report needs.
Reporting. A standards coverage view shows, per class, what has been covered and what has not. The gradebook exports as CSV for import into the school's own system.
6 topics across 30 lessons fits a single semester at roughly two to three weeks per topic. In practice, managing credit and investing both take longer than the schedule suggests, and earning income takes less.