Consumer Protection and Your Rights

You, have, real,, legally, established, rights, when, it, comes, to, financial, transactions., Knowing, what, those, rights, are, is, crucial., Many, people, affected, by, unfair, or, illegal, financial, practices, don’t, take, action., Why?, They, simply, don’t, know, their, rights, exist.

Credit, card, billing, dispute, rights, let, you, formally, contest, a, charge, for, items, you, never, got,, unauthorized, transactions,, or, billing, mistakes., Typically,, you, don’t, have, to, pay, the, disputed, amount, while, the, investigation, is, ongoing., Debt, collectors, have, strict, rules., They, can’t, harass, you,, contact, you, at, unreasonable, hours,, or, ignore, your, request, to, validate, a, debt's, legitimacy, in, writing.

You, also, have, the, right, to, dispute, errors, on, your, credit, report., This, isn’t, just, a, courtesy, from, companies., Credit, bureaus, must, investigate, any, properly, filed, dispute, within, a, specific, timeframe.

If, you, can't, resolve, a, dispute, with, a, financial, company, through, customer, service,, government, consumer, protection, agencies, are, there, to, help., They, accept, complaints, and, often, assist, in, resolving, them., Many, people, don’t, realize, these, resources, are, available, to, them.