What this lesson is about
Every scam runs the same three moves. Learn the structure and you stop needing to memorise the list.
Part 1 of 2
Almost, every, scam, follows, the, same, three, steps:, create, urgency,, borrow, authority,, and, isolate, the, target., Urgency, rushes, your, decision-making., If, you, have, to, decide, in, ninety, seconds,, you, can’t, research, anything., Borrowed, authority, gives, you, a, reason, to, comply, without, questioning., This, could, be, a, badge, number,, a, bank, logo,, a, manager's, title,, or, even, a, friend's, hacked, account., Isolation, is, often, underestimated., The, scammer, wants, you, to, keep, quiet., They, say, secrecy, is, necessary,, often, citing, an, active, investigation,, an, embarrassing, issue,, or, a, fleeting, opportunity.
Understanding, the, structure, is, more, important, than, knowing, the, story., The, specific, tales, change, frequently,, but, the, structure, remains, the, same., The, pretexts, shift, with, technology, and, the, news, cycle., A, list, of, current, scams, becomes, outdated, within, a, year., What, doesn’t, change, is, this:, if, a, stranger, needs, an, immediate, decision,, claims, unverified, authority,, and, discourages, you, from, talking, to, anyone,, you’re, dealing, with, a, scam—no, matter, the, story, of, the, month.
Quick check
The three moves common to almost every scam are
Urgency removes thinking time, borrowed authority supplies a reason to comply, and isolation prevents you from checking with anyone.
Part 2 of 2
Quick check
Why is learning the structure of scams more useful than memorising a list of current ones?
Any list of specific scams goes out of date within about a year, but the persuasion structure has not changed.
Test what you just learned. Correct moves you up, wrong moves you down - reach 100 to master this lesson.