For Hawaii schools

QuantAim and the Hawaii financial literacy requirement

Hawaii's financial literacy graduation requirement takes effect in the 2026-27 school year, first applying to that year's incoming ninth graders, the class of 2030. Completion is documented in the student's Personal Transition Plan, and schools may meet it with a standalone course or by integrating it into existing classes.

Below is each of the six areas named by the Hawaii State Department of Education, set against the QuantAim unit that covers it. Unit names and lesson counts are read from our live curriculum, so this page cannot drift out of date with the courses themselves.

6 of 6 areas map to a QuantAim unit that exists today. Our Personal Finance track was built around the same six topics most state requirements name, which is why the mapping is one to one rather than scattered.

HIDOE area

Earning income

5 lessons

Covered by

Unit 1 — Earning Income

Wages, salary, benefits, payroll deductions and what take-home pay actually is.

HIDOE area

Spending

5 lessons

Covered by

Unit 2 — Budgeting and Spending

Budgeting, tracking, needs against wants, and the cost of everyday decisions.

HIDOE area

Saving

5 lessons

Covered by

Unit 3 — Saving and Emergency Funds

Emergency funds, savings vehicles, interest and the effect of inflation on money held.

HIDOE area

Investing

5 lessons

Covered by

Unit 5 — Investing and Retirement

Risk and return, diversification, fees, and long-horizon retirement accounts.

HIDOE area

Managing credit

5 lessons

Covered by

Unit 4 — Credit and Debt

Credit scores, interest and APR, borrowing costs, and student debt.

HIDOE area

Managing risk

5 lessons

Covered by

Unit 6 — Insurance, Risk, and Taxes

Insurance, risk transfer, fraud, and the tax side of financial decisions.

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On the word "alignment". This page shows how our material lines up with the areas the Hawaii State Department of Education has published. QuantAim has not been reviewed, approved, endorsed or certified by the Hawaii State Department of Education or any other state education agency, and nothing here should be read as a claim that it has. If your district needs a formal curriculum review, email ejanecek@quantaim.org and we will provide whatever documentation your process requires.